Privacy Statement
 In accordance with federal regulations, we are giving you this
Privacy Notice to tell you how we may use non-public personal information
(Private Information) about you or your account. The kinds of Private
Information we collect about you or your account are described below. This
Privacy Notice applies whether you are our current or former customer.
Collection and Use of Private Information
We may collect the following kinds of Private Information about you from the
following sources:
- Information you provide on applications, forms, or other correspondence, such as
your name address, social security number and income.
- Information about your transactions with us or others, such as your account
balance and payment history.
- Information we receive from consumer reporting agencies, credit references,
employers, insurance companies and insurance agencies, such as your credit
history and creditworthiness, and information that we obtain to verify
employment history or that insurance coverage is in force.
Disclosure of Private Information
We may disclose Private Information (described above) under the following
circumstances:
- To marketing Service Providers and Joint Marketing Partners. We may disclose all
Private Information to companies that perform marketing services for us or to
other financial institutions with which we have joint marketing agreements.
- With Non-Affiliated Third Parties. We may disclose all Private Information about
you with non-affiliated third parties as permitted by law.
Protection of Information
We restrict access to your Private Information to our employees and third
parties who need to know that information in order to service your account.
Additionally, we maintain physical, electronic, and procedural safeguards to
protect your Private Information in a manner consistent with industry standards
for similar companies. We will review our safeguards from time to time, and
strive to maintain them in a manner consistent with federal regulations, if any,
that may be in effect from time to time.
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